Set of BBPOUs who would only be dealing with acquiring Customers.
Set of BBPOUs who would be on-boarding Billers and sub-billers.
Set of BBPOUs who would be managing both customer as well as a biller
Settlement of all ON-US transactions as per commercial arrangements
Settlement of OFF-US transactions through BBPCU.
Handling Customer grievances and disputes for all ON-US & OFF-US Transactions.
VAS (Value Added Services) Providing MIS Reporting and other services to Biller/Agents/Agent Institutions Compliance with service level agreements to provide various services and resolution of grievances as per SLAs and TAT
Putting into place a fraud and risk mechanism to ensure that the consumer and the system are not put at a risk.
BBPOUs to develop BBPS compatible system as per the BBPS specifications.
Communication will be over HTTPS using NPCINET / Internet.
NPCI will expose the SSL endpoint for communication with BBPCU.
BBPOUs need to give information about their SSL endpoint.
NPCI will provide 2048-bits RSA SSL Certificates to BBPOUs for connecting to the BBPS sandbox. Similarly, BBPOUs need to provide their 2048-bits RSA SSL certificate to NPCI. This is required for SSL communication between a BBPOU and BBPCU.
All messages will be digitally signed using SHA-2 with RSA (RSA 2048-bits key) and BBPOUs need to provide their certificate to NPCI prior to message communication.
BBPOUs are required to share their NPCINET or Public static IP details to enable the connectivity. Similarly, BBPOUs are requested to enable connection at their end for the IP and port details provided by BBPS SPOC.