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NBBL Online
Commerce Services

NOCS is a custom solution by Bharat BillPay for ONDC
to support its mission of enhancing India's e‑commerce
penetration by enabling safe and secure transactions.

Live partner

  • PhonePe



  • A population-scale platform

    The platform is designed to tackle population-scale transaction volumes that are initiated by different participants across the network.

  • Secure and smooth transactions

    A meticulous onboarding process of network participants ensures security and validity of all payments on the NOCS platform.

  • Supports multifarious entities

    The platform offers integration for multiple entities including banks, e-commerce platforms and technical service providers.

  • Seamless reconciliation of settlements

    A common reference number is shared to banks, RBI and RSPs for every settlement, enabling seamless reconciliation across stakeholders.

  • Faster settlement confirmations

    The execution of every settlement occurs through a Multilateral Net Settlement Batch file posted on the RBI portal, enabling the Settlement Agency to confirm settlements to RSPs faster.

How it works

NBBL functions as a Settlement Agency on the ONDC network.


Seamless settlements to counterparties through an RBI‑regulated entity

Single point of contact for all ONDC‑related settlements